Guilders

Your
money
tracked

Open-source personal finance platform. Bank accounts, investments, crypto, property — one dashboard. Self-host the entire stack or use ours. We don't mind.

No tracking. No lock-in. No bullshit.

Open dashboard →
What you get
01

NET WORTH TRACKING

Assets minus liabilities. Banks, brokerages, crypto, property, vehicles, credit cards, loans — one number.

02

BANK SYNC

Connect EU banks via EnableBanking. US banks via Teller. Brokerages via SnapTrade. More coming soon.

03

MANUAL ACCOUNTS

Cash, collectibles, real estate, vehicles — anything that doesn't have an API gets tracked too.

04

BUDGETING

Every transaction categorized. Income vs expense flow charts. Search, filter, export.

05

AI ADVISOR

Chat with an LLM that has full context: accounts, transactions, categories. It calls tools to fetch live data.

06

DATA PRIVACY

Don't believe us? Check our source code, or export your data and self host it yourself.

07

DEVELOPER FRIENDLY

Open source, webhooks, OpenAPI reference, MCP server, API keys, documentation, you name it, we got you covered.

Connections

Connect your
institutions.

Sync automatically via open banking providers.
Or add anything manually — we don't judge.

EU

EnableBanking

EU banks

Global

SnapTrade

Brokerages

US

Teller

US banks

7,800+ institutions including

Revolut Revolut
HSBC HSBC
ING ING
Bunq Bunq
Coinbase Coinbase
+ thousands more
AI advisor

Ask your
money.

Chat with an AI that has full context on your accounts, transactions, and categories. It calls tools to fetch live data before answering, so responses stay grounded in your data.

Advisor
You

What's my net worth trend this month?

→ Tool call

get_balance_history({ period: "1M" })

Advisor

Your net worth increased by €2,340 this month (+4.2%). The main driver was your Revolut checking account receiving a salary deposit of €3,100 on the 1st, partially offset by €760 in expenses across food, transport, and subscriptions.

Available tools

get_accounts get_transactions get_categories get_balance_history get_documents get_exchange_rates create_account create_transaction update_account +7 more
Developers

API-first.
MCP-ready.

Full REST API with OpenAPI docs. API key auth. End-to-end type safety via Eden Treaty. Let AI agents read and write your financial data via MCP with OAuth consent.

REST API 
$ curl https://api.guilders.app/api/account \
    -H "x-api-key: YOUR_API_KEY"

[
  {
    "name": "Revolut",
    "type": "asset",
    "value": 12450.00,
    "currency": "EUR"
  }
]
MCP Config 
{
  "mcpServers": {
    "guilders": {
      "url": "https://api.guilders.app/mcp"
    }
  }
}
Webhooks 
POST https://your-app.com/hook

event: transaction.created
account: "Revolut"
amount: -42.50
category: "Food"
Read the docs → OpenAPI spec

Open source

Open source.
Self-hostable.
Yours.

No vendor lock-in. Run the full stack on your own infrastructure. Privacy-first, built for Europe and everywhere else where personal finance tools are limited.

View source → ★ Star on GitHub